Knockdown is a debt payoff tracker that runs entirely on your device. There's no sign-up and no server — so your balances, your income and your due dates are nobody's business but yours.
Compare snowball against avalanche, watch the payoff date move when you throw an extra $50 at a card, and get told the truth when a plan doesn't actually work.
Runs in your browser and installs to your home screen. On the App Store for iPhone — search “Knockdown: Debt Payoff”.
The part that actually gets you out of debt isn't the upsell. Tracking, both classic strategies, scanning and backups cost nothing and always will.
Three real strategies, simulated month by month with your actual APRs — including the rollover as each account clears.
If the interest on a debt is outrunning your payments, Knockdown says so instead of inventing a comforting date.
Point your camera at a statement to pull the balance, APR and due date. The text is read on your device — nothing is uploaded.
Drop in an exported statement and Knockdown sorts the merchants out for you. No Plaid, no bank credentials, no third party in the middle.
Export a passphrase-protected backup to Files or iCloud Drive and restore it on a new phone. The key never leaves you.
A zakat calculator and a diminishing-musharaka mortgage comparison, for people the big finance apps never bothered to build for.
It's the whole architecture. Three things follow from it.
Nothing to sign up for, nothing to leak. Open the app and start.
Your data lives in your device's own storage. We couldn't hand it over, sell it or lose it if we wanted to.
Install it once and the whole app keeps working with no connection at all.
Free covers getting out of debt. The subscriptions cover the planning tools around it.